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Calculator · Housing

What can you
actually afford?

Tell us what you earn, what you've saved and what you owe. We'll work out what a home would cost you each month, and how long the down payment would take at your current pace.

Mortgage, taxes, insurance & PMI
Down payment savings timeline
Personalized next steps
Nothing stored or shared
501(c)(3) nonprofitNo adsNo data collection
01
Finances
02
Goals
03
Results
Step 01 of 03

Where you are now

Roughly is fine. Nothing you type leaves your device.

$
Total yearly income before taxesPlease enter your annual income to continue.
$
Cash available for down payment
$
How much you save each month
$
Your current rent or mortgage
$
Car, student loans, credit cards
Step 02 of 03

The home you have in mind

Tell us about the home you want. Enter your ZIP for area-specific pricing, or use the national median (~$420,800).

Gets the typical home price in your area
$
The price of the home you'd like to buyPlease enter a home price to continue.
Single family: standard insurance, no HOA fees
20% → no PMI required
%
Current 30-yr avg ≈ 6.8%
Keep going

Estimates for learning, not mortgage or financial advice. FinMango is a 501(c)(3) nonprofit. Nothing you type leaves your device.