Ambassadors
Kent State University · 2027 interest open

Tear down the barriers.

Build what comes next.

A one-day innovation challenge where high school students build real solutions to the everyday costs that keep families from getting ahead. $20,000+ in prizes.

$20K+
In prizes
Cash, scholarships, school grants
5
Tracks
Pick a barrier, or bring your own
12
Judges
Banks, planners, founders, professors
3
Years running
2024, 2025, 2026
A student beside a poster project on unemployment in the Innovation Gallery at Barrier Breakers 2026
Innovation Gallery, Kent State, March 2026
The problem

Financial health isn't about knowing more. It's about facing fewer walls.

The barriers are real and specific: transportation that costs more than the job pays, rent that eats 60% of a paycheck, medical debt from a single ER visit. These are problems that take new ideas, not just tighter budgets.

53%
of Americans living paycheck to paycheck
36%
of US households carry medical debt
50%
of renter households are cost-burdened by housing
$33.63
hourly wage needed to afford a modest 2BR rental
How it works

Three steps. No fluff.

Pick a barrier

Choose a track: transportation, housing, healthcare, financial literacy, or bring your own. Research why it exists and who it hurts most.

Build a solution

App prototype, community tool, financial literacy campaign, policy proposal. Use AI tools. Prototype fast. Make it real.

Present and compete

Demo Day for oral presentations. Innovation Gallery for posters. Knowledge Track for financial literacy. Everyone who applies competes.

Innovation tracks

Pick your barrier.

Choose one challenge. Research it. Solve it.

01
Transportation
Car costs, insurance, and transit gaps blocking stable employment.
02
Housing Affordability
Rent burden, deposits, and credit barriers to stable housing.
03
Healthcare Access
Medical debt and high costs devastating young adults.
04
Literacy & Investment
Limited financial education preventing generational wealth.
05
Open Track
Any financial barrier. Childcare, food insecurity, student debt, or your own idea.
Rewards
$20,000+

In cash prizes, scholarships, and school grants.

Demo Day

Top team per track. 5-min pitch + 2-min Q&A. Cash + scholarships + school grants.

1st Place$7,500$4k cash · $2.5k scholarship · $1k school
2nd Place$4,650$2.5k cash · $1.5k scholarship · $650 school
3rd Place$2,750$1.25k cash · $1k scholarship · $500 school
4th Place$1,850$750 cash · $750 scholarship · $350 school
5th Place$1,250$500 cash · $500 scholarship · $250 school

Cash & scholarships split among team members. Scholarships require attending KSU & selecting an ACCBE major/minor. School grants go directly to the school.

Innovation Gallery

Poster presentations. 1-on-1 with judges.

1st Place$1,250
2nd Place$750
3rd Place$250

Knowledge Track

20-30 min financial literacy test. Open to all.

1st Place$250
2nd Place$150
3rd Place$100
Prepare to win

Resources & scoring.

How projects are scored

100 pts total · Each criterion 1-5
25PTS
Problem
25PTS
Solution
25PTS
Presentation
25PTS
Impact
The judges

Who's watching.

Demo Day judges
Cass Lacey
Cass Lacey
Early Talent Program Mgr
Valmark
Mia Fawls
Mia Fawls
Associate Financial Planner
Valmark
Drew Mallott
Drew Mallott
SVP, Platform Strategy
Bank of America
Peyton Zachrich
Peyton Zachrich
Owner, Evolve Egress
Entrepreneur & Real Estate Investor
Ryan Bayonnet, CFP®
Ryan Bayonnet, CFP®
Founder
Hyland Wealth Management
Ashley Wasielewski
Ashley Wasielewski
VP, Community Relations
Bank of America
Steven Dennis, PhD
Steven Dennis, PhD
Professor of Finance
Kent State University
Poster presentation judges
Davonta Milbry
Davonta Milbry
Outreach Coordinator
Federal Reserve Bank of Cleveland
Bradley Smith
Bradley Smith
KSU Alumnus
Class of '25
Nick Widmer
Nick Widmer
KSU Senior
Computer Science
Anthony Dalayanis
Anthony Dalayanis
KSU Senior
Business
Frank Slemc
Frank Slemc
Retired Finance Professional
Part-time Real Estate Agent
Past champions

They broke through.

'26
2026 Barrier Breakers Demo Day winners holding the FinMango banner in the Grant Atrium
1st
Jonah Kuhar & Jake Pasiak
$4,000 team cash · $2,500 KSU scholarship · $1,000 school grant
2nd
Caleb Vales
$2,500 team cash · $1,500 KSU scholarship · $650 school grant
3rd
John Nguyen & Ryan Howard
$1,250 team cash · $1,000 KSU scholarship · $500 school grant
4th
Colin Scott, Brady Lane & Tyler Jamison
$750 team cash · $750 KSU scholarship · $350 school grant
5th
Gianna Kos & Sofia Mendez
$500 team cash · $500 KSU scholarship · $250 school grant
'25
2025 Barrier Breakers winners
1st
Dylan Quinones
Polaris Career Center
2nd
Rogan Allen
Stow-Munroe Falls High
3rd
Katherine Rosner
Chagrin Falls High School
'24
2024 Barrier Breakers winners
1st
Brianna Johnson
Stow-Munroe Falls High
2nd
Samuel Denys
Westlake High School
3rd
Cullen Rooney
Normandy High School
The partnership

In collaboration with Kent State University.

FinMango's mission of financial health for everyone meets KSU's commitment to transformative education and community impact.

FinMango Kent State University
2027 interest open

Ready to break some barriers?

The 2026 competition has wrapped. Send us a note and we'll tell you the moment 2027 applications open.