Process Monitoring: Focus on reporting rates, repayment rates, and profit rates.

Impact Evaluation: In our Beta Test, we’re educating a large pool of participants and selecting a few to participate from a psychometric application. The selected participants will be the treatment group.

Counterfactual: Randomly picking participants in the comparison group guarantees participants in the treatment group are expected to be comparable to participants in the comparison group.

Phase-in Comparison: Any differences capture causal impact of program.